Insurance for

Cleaning Services

Provides essential financial protection for Cleaning Services covering liabilities, property damage, and unforeseen incidents. Protect your business from potential legal and financial risks.

Business Insurance for Cleaning Services

Why do

Cleaning Services Need Insurance?

Australian cleaning service businesses need insurance to manage financial risks from accidents, property damage, or unforeseen events. Without coverage, they could face significant costs to resolve issues and may need to hire others to complete contracts, straining their finances.

Cover Types for

Cleaning Services

These insurance types help cleaning businesses manage operational risks, protect assets, and maintain financial stability in the face of unexpected events.

Business Interruption Insurance

Business Interruption Insurance

Provides financial support if operations are temporarily halted due to a covered event, helping cover ongoing expenses and lost income during downtime.

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Business Property Insurance

Covers the business’s office or storage facilities, protecting against risks such as fire, theft, or natural disasters.

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Commercial Vehicle Insurance

Protects vehicles used for transporting cleaning supplies and staff to job sites against risks such as accidents, theft, or damage.

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Workers' Compensation Insurance

Workers' Compensation Insurance

Mandatory for businesses with employees, providing coverage for medical expenses, lost wages, and rehabilitation costs if an employee is injured on the job.

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Bonding Insurance

Offers protection against claims of theft or dishonesty by employees while working on a client’s property, which can help build trust with clients.

Scenarios where

Cleaning Services Need Insurance

While cleaning a client’s home or office, one of your employees accidentally spills a cleaning solution on an expensive piece of furniture, causing irreparable damage. Your business insurance would cover the cost of replacing the damaged item, saving your company from a potentially significant financial burden.

Your cleaning equipment, including expensive vacuum cleaners, is stolen from your storage facility overnight. Business Property insurance would help cover the cost of replacing the stolen equipment, ensuring your business can continue its operations without a major disruption.

A customer slips on a wet floor recently cleaned by your company and suffers injuries, leading to a lawsuit against your business. Public Liability insurance would cover legal expenses and any compensation awarded to the injured party, protecting your cleaning business from a costly legal dispute.

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Cleaning Service Business Insurance

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