Amazon Sellers

Insurance for

Financial protection and risk mitigation against potential liabilities, including product-related injuries, property damage, cyber threats, and business interruptions, ensuring the smooth operation and security of their business.

Why do

Amazon Sellers Need Insurance?

Amazon sellers need to assess their specific needs and consult with an insurance professional to determine which types of insurance are most appropriate for their business. The required insurance coverage may vary based on factors such as the nature of the products sold, the volume of sales, and the seller’s location.

Cover Types for

Amazon Sellers

These types of insurance help Amazon sellers manage potential risks, protect inventory, and ensure compliance with platform requirements for selling products online.

Public Liability Insurance

Essential for covering claims related to third-party injuries or property damage caused by the products sold, such as a customer being injured by a defective or malfunctioning item.

Learn More

Business Property Insurance

Protects business assets, such as inventory, warehouse equipment, and computers, from risks like fire, theft, or natural disasters. This is especially important if sellers store inventory at home, in a warehouse, or in a third-party facility.

Learn More

Product Liability Insurance

Essential for covering claims related to items being defective or malfunctioning. Amazon often requires sellers to carry product liability insurance once they reach certain sales thresholds.

Contents & Stock Insurance

Covers inventory and stock against damage or loss due to unforeseen events, including theft, fire, or water damage, which is crucial for sellers with large amounts of stored inventory.

Cyber Liability Insurance

Protects against the financial impact of cyberattacks, data breaches, or other online risks, especially relevant for sellers managing customer data, financial transactions, and online operations.

Learn More

Transit & Marine Cargo Insurance

Covers inventory during transit, protecting against damage or loss while goods are shipped from suppliers or between storage locations, especially when importing from overseas.

Scenarios where

Amazon Sellers Need Insurance

Imagine an Amazon seller who specialises in selling electronic gadgets. One of their products has a manufacturing defect that causes a battery to overheat and explode, resulting in property damage and injuries to a customer. The customer files a lawsuit against the seller, seeking compensation for medical expenses and property repairs. In this case, the seller would need product liability insurance to cover legal expenses, settlements, or judgments arising from the incident.

Consider an Amazon seller whose online store experiences a data breach. Hackers gain unauthorised access to customer information, including names, addresses, and credit card details. As a result, customers’ financial accounts are compromised, leading to fraudulent transactions and potential legal claims against the seller for inadequate data security. Cyber liability insurance would assist the seller in covering the costs associated with notifying affected customers, providing credit monitoring services, managing public relations, and potentially defending against lawsuits.

An Amazon seller operates a home-based business where they store inventory and packaging materials. Unfortunately, a fire breaks out in their storage area, damaging their inventory and equipment. Without business property insurance, the seller would be responsible for the costs of replacing the damaged inventory and repairing or replacing their equipment. With proper coverage, the insurance would help reimburse the seller for the losses incurred due to the fire.

Start Your Quote For

Amazon Seller Business Insurance

We will match the ideal insurance partner to you.