B&B, Airbnb, Holiday Homes & Hotels - EASY

Insurance for

Airbnbs & Holiday Homes & Hotels

Provides tailored coverage to safeguard properties, guests, and assets, ensuring financial protection and peace of mind in the dynamic landscape of short-term rentals and hospitality.

Why do

Airbnbs & Holiday Homes & Hotels Need Insurance?

Airbnbs, holiday homes, hotels, guesthouses, bed and breakfast establishments, caravan parks and camping grounds all require business insurance to safeguard against property damage, liability claims, and unforeseen events, providing financial security and ensuring the sustained success of these ventures in the dynamic hospitality industry.

Cover Types for

Airbnbs & Holiday Homes & Hotels

These insurance types address the unique risks associated with running short-term rental and hospitality accommodations, providing crucial financial protection and peace of mind for property owners and operators.

Public Liability Insurance

Essential for protecting against claims if a guest or visitor is injured or experiences property damage while on the premises. This coverage addresses potential legal and medical costs associated with incidents like slips, falls, or other accidents on the property.

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Contents Insurance

Protects items within the property, such as furniture, appliances, linens, and electronics, against theft, damage, or accidental breakage, helping to replace or repair damaged goods used by guests.

Business Interruption Insurance

Provides financial support if the property becomes temporarily uninhabitable due to a covered event, such as a fire or severe weather, compensating for lost rental income during repairs.

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Business Property Insurance

Covers the physical structure and fixtures against risks such as fire, storm damage, or vandalism, which is particularly crucial for properties with high guest turnover.

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Theft Insurance

Covers loss or damage resulting from theft or deliberate damage by guests, protecting owners from out-of-pocket expenses due to vandalism, stolen items, or intentional destruction.

Legal Expenses Insurance

Offers coverage for legal costs in case of disputes or claims from guests, contractors, or other third parties, which can be helpful for handling issues such as guest complaints or disagreements with service providers.

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Scenarios where

Airbnbs & Holiday Homes & Hotels Need Insurance

If a guest accidentally causes significant damage to the Airbnb, holiday home, or hotel property, such as a fire, flood, or structural damage, Business Property Insurance would cover the repair or replacement costs, preventing a financial burden on the property owner.

Suppose a hotel or holiday home experiences unforeseen events like natural disasters, fires, or other incidents that disrupt normal operations. Business Interruption Insurance would provide financial support, covering lost income during the period of closure and assisting in the recovery process, helping the business stay afloat during challenging times.

In the event of a guest sustaining an injury on the premises, Public Liability Insurance would cover medical expenses and potential legal liabilities. This could include scenarios like slips, trips, or falls within the property, ensuring that the business is protected against legal claims.

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Airbnb & Holiday Home & Hotel Business Insurance

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