Eyelash & Eyebrow Business Insurance

Insurance for

Eyelash & Eyebrow Technicians

Provides financial protection against liabilities, damages, or accidents that may occur during their services.

Why do

Eyelash & Eyebrow Technicians Need Insurance?

Eyelash and eyebrow technicians need insurance to protect themselves from potential liability claims and financial losses in case of accidents, injuries, or unforeseen incidents that may occur during their beauty services, ensuring they have coverage for legal expenses, medical bills, or property damage claims.

Cover Types for

Eyelash & Eyebrow Technicians

These insurance types help eyelash and eyebrow technicians manage risks and ensure financial protection for their business, clients, and assets.

Professional Indemnity Insurance

Essential for lash and brow technicians, this covers claims of negligence, errors, or omissions in the services provided, such as a client experiencing an allergic reaction or dissatisfaction with a treatment.

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Public Liability Insurance

Protects against claims for third-party injuries or property damage that may occur on the premises, such as a client slipping or falling in the technician’s studio.

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Cyber Liability Insurance

Important if the technician stores client data electronically or handles online bookings, this covers the costs associated with data breaches, hacking, or other cyber threats.

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Business Interruption Insurance

Provides coverage for lost income and ongoing expenses if the technician’s operations are disrupted due to unforeseen events, such as a fire or equipment failure that forces the business to temporarily close.

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Business Property Insurance

Covers damage or loss of physical assets like treatment chairs, tools, and equipment from risks like fire, theft, or vandalism.

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Product Liability Insurance

Protects against claims related to products used during treatments, such as adhesive reactions from lash extensions or eyebrow tinting products causing skin irritation.

Workers' Compensation Insurance

Required if the technician employs staff, this covers medical expenses and lost wages for work-related injuries or illnesses.

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Scenarios where

Eyelash & Eyebrow Technicians Need Insurance

A client develops a severe allergic reaction to the adhesive used in eyelash extensions and incurs significant medical expenses. The client files a lawsuit against the technician, alleging negligence in the choice of adhesive or in the application process. Professional indemnity insurance would cover the technician’s legal defense and potential settlement costs.

A thief breaks into the technician’s salon and steals valuable equipment, including specialised tools for eyelash and eyebrow services. Business property insurance would cover the cost of replacing the stolen equipment, helping the technician get back to work without bearing the full financial burden of the theft.

While a client is getting their eyebrows microbladed, they slip and fall in the technician’s studio, sustaining injuries. The client holds the technician responsible for the accident and files a bodily injury claim. Public liability insurance would cover the technician’s legal expenses and any compensation owed to the injured client.

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Eyelash & Eyebrow Technician Business Insurance

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